The mental preparation before buying a house
Many say buying a house should be a little forced. Because if not, the house will never be bought until when. Unless you do have a lot of money and can buy a house at will. Meanwhile, check out the manufactured homes if you want to buy a house that can be occupied quickly after your purchase.
And if you plan to buy a house in the near future, in addition to preparing funds, it’s good to prepare yourself not to be overwhelmed when the time comes. The reason, buying a house not only requires money, but also time, energy, and knowledge.
Pay Charges On Time
If you currently have other installments like credit cards or cars, make sure you always pay them on time. See also: Until When Want to Contract?
In this way, you will get a good assessment of BI Checking. It can also make the process of loan application for a mortgage (KPR) becomes more smoothly.
Find Full Info About Loans
Do your own research before you go to a bank or other financial institution. Currently, there are several types of loans that are in the market. Find out also about the process.
Avoid Buying Something Big
If in a few years you plan to apply for a loan to buy a house, do not apply for another loan! Bills such as car payments or other property for investments will make it difficult for you to pay.
In addition, when the financial checking analysis, your loan application will look inappropriate, because spending is considered to exceed the income limit.
Maximum Three Loans
Banks or financing institutions that want to lend typically want to see you can balance all bills by paying them on time.
Make sure you only have three loans, such as credit cards, car loans, and home loans. In this way, credit analysis will be confident of your commitment in paying off the loan.